What are My Benefits?
The University offers a wide variety of benefits that allows people to design a benefits package tailored to their needs. The 2024 Benefits Guide (PDF) offers a summary of the University's current benefit options. The additional resources offered here will help you get the most of your benefits. There is always more information available on these and other benefit options at www.une.edu/hr/benefits. Once enrolled in benefits, we recommend that you regularly review your contact information (mailing address, email, and phone number) with elected insurance carriers to make sure it is up-to-date.
Summary Plan Descriptions and the WRAP document can be found at www.une.edu/hr/benefits. The various insurance plans are listed, and the Summary Plan Descriptions are within each link. If you want to have a printed copy contact Human Resources and we would be happy to provide one at no cost.
Health Insurance Resources
- Cigna Welcome Guide (PDF)
- Contact Cigna One Guide Enrollment Support Line (PDF) to speak to a Cigna representative and get your questions answered. They can help compare the three medical plans, confirm if your doctor is in-network, and more.
- Use Cigna's Easy Choice Tool (PDF) to get help choosing which medical plan is right for you.
- Finding a Provider (PDF): Look for providers listed in the Open Access Plus, OA Plus, or ChoiceFund OA Plus network.
- Review Cigna's Healthy Rewards program for an opportunity to earn a $50 gift card after completing your annual physical.
- Health insurance marketplace coverage options and your health coverage (PDF)
Vision Resources
- Search for in-network providers using https://eyedoclocator.eyemedvisioncare.com/cigna/en.
- Summary of Vision Benefits (PDF)
Dental Insurance Resources
- Information on Delta Dental's online benefit lookup (PDF)
- Delta Dental mobile app instructions (PDF)
- Additional vision discount program through Delta Dental (PDF)
Retirement Resources
- Employees can elect to contribute to any combination of the pre-tax and post-tax savings options up to the IRS annual contribution limits. There is no waiting period to begin contributing. Eligible employees can enroll and increase or decrease their contribution percentage in UNE’s 403(b) at any time.
- To enroll go to www.netbenefits.com/une and click on the “Register as a new user” link at the bottom of the page. The system will guide you through the enrollment process. If you need help enrolling, please see How to set up your retirement account (PDF) or contact the Fidelity Retirement Benefits Line at 1 (800) 343-0860.
- Effective January 2024, UNE will be providing the employer match for both pre-tax and Roth (post-tax) employee contributions, up to a combined match limit of 8%, to the Fidelity 403(b) retirement plan. This change will provide you with more options for your retirement planning.
- Pre-tax Contributions: UNE will match a participant's pre-tax contributions on a dollar-for-dollar basis, up to a combined match limit with the post-tax Roth contribution of 8%. To be eligible for UNE’s match, an employee must have 12 months of service in Higher Education prior to joining UNE or must work for UNE for 12 months. You can stop/start/change your 403b at any time.
- Post-tax Contributions (Roth): UNE will match a participant’s post-tax (Roth) contributions on a dollar-for-dollar basis, up to a combined match limit with the pre-tax contribution of 8%. Roth contributions can be a powerful way to save for retirement, as the employee deferral is typically non-taxable at the time of qualified withdrawal. To be eligible for UNE’s match, an employee must have 12 months of service in Higher Education prior to joining UNE or must work for UNE for 12 months. View more information about the Roth 403(b) option (PDF)
- Net Benefits brochure (PDF)
- Fidelity Financial Wellness Flyer (PDF)
- Information on the Fidelity mobile app (PDF)
- If you would like to speak with a Fidelity representative directly they can be reached at 1 (800) 343-0860.